Tivat, Montenegro, Tivat, Tivat Municipality, Montenegro. - Hero Image
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Tivat
Tivat | Tivat Municipality

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Ksenija Sedova
Ksenija Sedova
Presented At
€3,900,000
Bedrooms
6
Bathrooms
5
Living
6,028
SQFT
Stories 3
Fireplace
Air Conditioning
Sauna
Terrace
Garage
Parking
Garden
Pool
Sea View
Mountain View
Privacy
Panoramic / Scenic View
Modern
Investment Property
Tivat, Montenegro, Tivat, Tivat Municipality, Montenegro. - Photo 1
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Tivat, Montenegro, Tivat, Tivat Municipality, Montenegro. , Tivat , Tivat Municipality

Elegant villa with a pool and stunning views of the Tivat Bay

We present to you a unique Mediterranean-style villa located just 2 km from the prestigious Porto Montenegro complex. This magnificent home is surrounded by a manicured garden, which includes a flourishing garden with cypresses, arborvitaes, and fruit trees, as well as an automatic irrigation system. The villa features six bedrooms, including a luxurious master bedroom with an en-suite bathroom, and five modern marble-finished bathrooms. The ground floor features a spacious kitchen with Miele, Smeg, and Liebherr appliances, a cozy living room with a wood-burning fireplace, and access to a terrace with breathtaking sea views. Two additional bedrooms and two bathrooms are also located here. The second floor features two cozy bedrooms, a separate bathroom, and a laundry room. The third floor features a stunning living room with a study, a sitting area, and a fireplace, as well as two terraces for enjoying the panoramic views. The villa offers comfortable living all year round: a heated pool with a retractable dome, a Finnish sauna, and 26-camera video surveillance ensure safety and comfort. The house also features a smart home system and VRV air conditioning from DAIKIN. The property also features a spacious two-car garage and potential for a 120 m² guest house. All rooms are exquisitely decorated: custom-designed furniture, doors, and trim are made of solid oak, ash, and beech, and the plumbing fixtures are — from the Gessy brand. This is the perfect place for those who value comfort, privacy, and style. Don't miss your chance to own this magnificent villa!

Gallery

3D Street View Tour

Map showing Tivat, Montenegro, Tivat, Tivat Municipality, Montenegro.

Property Location

Tivat, Montenegro, Tivat, Tivat Municipality, Montenegro., Tivat Tivat Municipality

Local Weather & Climate

Tivat, Tivat Municipality

Current Conditions Updated recently
55 °F
Overcast clouds
Feels Like 55°F
Humidity 94%
Wind 12 mph
Visibility 6.2 mi
Sunrise 6:06 AM
Sunset 3:47 PM
5-Day Forecast
Sun 25 Jan
Rain
High 59°
Low 55°
Mon 26 Jan
Rain
High 52°
Low 46°
Tue 27 Jan
Clouds
High 56°
Low 47°
Wed 28 Jan
Rain
High 52°
Low 50°
Thu 29 Jan
Rain
High 51°
Low 49°
Annual Climate Based on last 12 months
59° Avg Low
Jan
70° Avg High
Aug
155 Rainy Days
per year
Arid
Semi-Arid
Moderate
Wet
77.9" Annual Rainfall
Wet climate
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
❄
2 Snow Days
per year
Monthly Temperatures
Jan
54°
44°
Feb
56°
47°
Mar
60°
48°
Apr
66°
54°
May
72°
60°
Jun
83°
71°
Jul
87°
74°
Aug
91°
79°
Sep
82°
69°
Oct
69°
58°
Nov
61°
53°
Dec
58°
47°
Data from OpenWeatherMap & Open-Meteo

Walkability & Transit Scores

How easy is it to get around Tivat?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

€
%
€100,000
%
Estimated Monthly Payment $3,160
Monthly Payment Breakdown
Principal & Interest $2,528
Loan Amount $400,000
Total Interest $337,621
Total Cost $737,621

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Important Information
  • This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
  • Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
  • Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
  • This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.

Market Opinion

Our perspective on current market conditions in Tivat. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis
International luxury real estate typically appreciates steadily over time.
65
Buyer Score
Estimated regional appreciation: 4% annually
Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $390,000,000 20% down ($78,000,000)

Investment Perspective
$ $ $
$1 → $1.36
Every dollar invested today could become $1.36 in 10 years
$100 → 136 $1,000 → $1,362
+$33,513
$33,513/day
Your home may appreciate while you sleep
$235,233/week $1,019,342/mo $12,232,102/yr
$100K Investment Comparison (10 Years)
Real Estate (Leveraged)
$281K
S&P 500 Index
$259K
High-Yield Savings
$155K
Real estate leverage: potential 8% advantage over stocks
RENT 💸 -$214.6M
vs
OWN 📈 +$304.4M
$304.4M Potential Equity
vs $214.6M lost to rent over 10 years
$78.0M Down Payment Growth
3.9x
10yr
$304.4M
8.1x
20yr
$630.3M
12.6x
30yr
$985.0M
Wealth Comparison
×2,345
Equivalent to 2,345 average US homes
top 5%
US household wealth ranking
Median: $193K Yours: $985.0M
Time to Double Your Investment (accounting for market cycles)
42.4
years
Conservative
1.65% effective/yr
15.3
years
Optimistic
4.62% effective/yr
Projected Home Values (adjusted for market cycles)
10 Years
Conservative $459.3M +18%
Market $531.1M +36%
Optimistic $612.9M +57%
$304.4M est. equity
20 Years
Conservative $540.9M +39%
Market $723.3M +85%
Optimistic $963.1M +147%
$630.3M est. equity
30 Years
Conservative $637.0M +63%
Market $985.0M +153%
Optimistic $1,513.6M +288%
$985.0M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

This house at Tivat, Montenegro, Tivat, Tivat Municipality, Montenegro features 6 bedrooms with 6,028 square feet of living space.
This property offers 6,028 square feet of living space.
This property is listed at $390,000,000, which equals $64698 per square foot.
Based on current market indicators, Tivat shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.
Tivat features a pleasant climate. Average temperatures range from 59°F in winter to 70°F in summer. The area receives approximately 77.9 inches of precipitation annually. There are about 155 days with rain throughout the year. Expect around 2 days with snow. This climate information can help you plan for seasonal activities and energy costs.
Tivat tends to be warmest in Aug and coldest in Jan. The shoulder seasons of spring and fall often offer the most comfortable weather for moving and outdoor activities.
This is a house located in Tivat, Tivat Municipality. The property is situated in an established neighborhood with convenient access to local amenities and services.
Ksenija Sedova

Ksenija Sedova

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